with big data analysis of the German online lending start-up companies Kreditech recently confirmed that 82 million 500 thousand euros ($92 million) C round of financing.

was founded in 2012, Kreditech is a financial services for the lack of access to a large number of people to provide financial services start-up companies, headquartered in Hamburg, germany. We know that the credit business generally requires applicants to provide proof of credit, but for those low-income groups often do not provide such proof. For this, Kreditech provides the short-term loan to cancel these restrictions, but let the applicant open access to its Facebook page, eBay page, through the use of the e-commerce shopping behavior, and mobile phone location data, using big data to analyze the creditworthiness of customers. The algorithm can analyze about 20000 data points (one of the factors such as the user issued a loan application equipment is iPad or copycat tablet, fill in the questionnaire, the error rate of the input time and press the Cancel button frequency is Kreditech to evaluate) to evaluate the application, once the application is approved, usually within 15 minutes to complete the loan. read more


a, choose the direction of

You might say

enterprise website promotion also need not what direction is the product? In fact, an enterprise, it must have their own sales channels, the website is as auxiliary, many of the web site is not updated, or even simply are not included in the search engine, because they rely on the network is small website, just to make to tell customers they have a website.

for some of the larger dependence on the enterprise, the promotion direction can be divided into product promotion and brand promotion. To promote the product, it should be for some products of the competition is not big, customers do not know there is such a thing, because the product competition is not serious, and even customers don’t know there is such a product, so the enterprise needs to let customers know, and promote the main strength should be placed on the product. Besides brand promotion, it is common for some products, competition, such as computer, automotive, clothing and so on, these products very much, the user’s choice of products, how to promote? Don’t focus on products, put them in the corporate brand, like the original Diao card washing powder the bombing of advertising. Do you really think their promotion is washing powder? No, is the brand, diaopai. read more


Taobao seller Lee recently some uneasy, he has been hesitant in the end whether the shop to delete false credit. "Delete business must be greatly affected, do not delete the fear was found to have more stringent penalties." Xiao Li said.

Li’s concern stems from Taobao’s new line of the second generation of safety inspection and monitoring system, and in July 24th began the integrity of self-examination". Sellers received a notice from Taobao, requiring the removal of suspected hype within a specified period of time, do not delete the need to provide transaction documents for manual audit. In Taobao’s platform, credit is accumulated through the transaction volume. "Diamond", "crown" and other credit rating has become the basis for the seller to do business. For the majority of shop owners, high credit means more goods, more customers and more business. However, with the continuous expansion of the number of Taobao shop, the seller’s credit costs are getting higher and higher. "Now there are too many shops on Taobao, there is no two or three diamonds almost no business." Li said that for his new seller, through the false trading brush almost become a common practice of survival. read more


NetEase Francisco December 20th news, starry released the five largest supplier management policy in its supplier annual meeting: supplier access mechanism, supplier performance evaluation and incentive mechanism, supplier classification, supplier certification mechanism lifting order adjustment mechanism adjustment mechanism, the supplier level.

at the same time, Han Yi homes announced the restructuring of the company’s architecture, the newly established Department of production planning and production of fabric. read more


Internet Co "spoiler" had the comforts of High German High German to usher in a new challenge, how to break Sina Technology Zhang Nan

?

Internet Co "spoiler" had the comforts of map business began to change.

from the beginning of April 2012, Baidu maps, Google maps, Apple will continue to voice navigation service as standard, Baidu is providing free offline map function. This makes the original price of 50 yuan of High German navigation had to be reduced to several times the price of $6 price of the freezing point". read more


October 21st, the sixteenth session of the Chinese Yiwu International Commodities Fair (hereinafter referred to as "fair") held in Yiwu International Expo Center, fair to face the world, the national service "for the purpose, as the world’s fair in this fair but also reflects its international status, the biggest surprise is that the third session of the African the commodity exhibition, attracted more than half of African countries and regions to participate in the exhibition, for the fair considerably. In addition to Internet companies also seized the opportunity, will have moved to the fair e-commerce platform, Chinese network by Yiwu Foreign Trade Fair exhibitors and overseas businessmen set up booths to promote Yiwu local e-commerce platform. read more


wave of e-commerce has been in the economic market ups and downs in the sea. Electronic commerce is in full bloom in the spring, or be in full swing summer or cold bleak winter? Ganji.com is where the layoffs, the backlog of inventory, many e-commerce companies are funding chain binding breathing is not smooth, with a few dollars and ten dollars in exchange for a piece of money, a few cents of meagre earnings for a long time, can

?

though, but the electronic commerce will become the trend of the development of the Internet, in Chinese, the slow pace with economic growth and people’s income decline in confidence, e-commerce in this crevice rises occupy the mainstream business in. Of course, the resistance is great, the so-called left is king, who can hold on to the end, who will be the winner of the king! read more


to the twelfth lunar month, special purchases for the Spring Festival qiao. The Spring Festival market as "the first year special purchases for the Spring Festival battle", become a hotly contested spot of the electricity supplier. At the beginning of January this year, the Alibaba launched the first "special purchases for the Spring Festival Festival", Jingdong, shop No. 1, followed by suning.com, are in special purchases for the Spring Festival market. At the same time, the Department’s is not far behind, a fierce battle is already started special purchases for the Spring Festival consumption. read more


saw Dai Renguang today: using the prospective SEO done through Taobao off the post, I think I can write the content, and is combined with the successful case of their own to share, is not very successful, but it does have effect, and to just do a Taobao customers to promote new people that is also a useful method, as the saying goes: the master door, rely on individual practice. Everyone (especially Amoy new) don’t think that this can be lucrative, in fact the operation is more important than method comes. read more


The 2 day

Baidu update my Taobao end station. Hey! I’m free to share my thoughts on Taobao. A5 do Taobao off the webmaster who have not found the money is more and more difficult to make Taobao customers. System out of a single, the seller cheats we do not mention. The first analysis of the most deadly many reasons lead to hard to earn the money in Taobao off low threshold is too low, unlike other advertising alliance is not easy to join the bank. Even with the addition of advertising, also to the needs of the people, this is inevitable, diversity, but Tao, he is the only one, he is helping a Taobao advertising. read more


          read a lot of personal integrated station, the interface is very atmospheric, hundreds of columns, seems to want to do Sina second. But the concept of micro content, but found that it is copied from other stations over; access to its statistics, but also found that only one day from the search engine to find a few people. Without language, or no language.

      person to run large and complete content, to do a nationwide station, does not have any resources, capital and human resources, on the contrary, if join the local characteristics of the site, the king will be hidden but beautiful spot.

      compared to the national integrated station, the local characteristics of the site has three advantages. Content advantage. Local characteristics of the site, based on local content. It’s all about you, so you can see it more intuitively and vividly. Two is to promote advantages. Local characteristics of the site, to a specific area. In this particular geographical scope of promotion, the promotion cost is far less than the national scope. Posters, organizing rallies, PR local news media are easy to control low cutting effect and obvious propaganda way. Three is the dip advantage. Local characteristics of the site, the local residents are involved in things around. Where to open a new Hot pot shop, where the food is best to eat, where to sell the price is good, local residents talked about things. With the interaction between visitors, the site will greatly enhance the stickiness. Four profit advantage. Strong site interaction, the popularity of goods up, careful businesses will not miss you. As a prominent advertising recommendation, a good guide, to bring his is gold and silver 100.

      Ctrip Ctrip launched the website is also worth learning to build local characteristics of the site. If we can establish partnerships with local businesses (such as some of the characteristics of your site as they bring their customers, for you to the station with the implementation of consumer, customer discount) then you will gain popularity while for other business cooperation costs. read more


by the end of 2007, Google implemented a new account audit policy, from then on, apply Google Adsense becomes very difficult. Now apply for Google Adsense account, you need to meet 4 conditions.

1 domain name. No longer support Sina blog, such as free, non independent web site application.

2 rich in content.

3 domain name registration time more than 6 months.

4 domain information and Adsense account information the same.

more than 4 conditions, refers to the use of independent web site applications, in addition, can also be through a number of third party sites (also known as GG cooperation website) to apply for Adsense account. Through the GG website to apply, you only need to meet second conditions, that is, the requirements of the site (or blog) rich content. read more


IT is the enterprise contact opportunity in joint venture with a few like-minded friends, very little of this industry at first I know, the cavity with a passion, embrace the simple wish: to earn more money, eat well, drink well, live well, let the wives and children a decent education.

after 15 years of hard work, now the business income of billions of dollars, we have become experts in the industry. The seemingly simple wish can be made, but no one see this beautiful aura of how we are single financial liabilities scorched by the flames, it has a high enough to make us heavy-hearted, sleepless nights! Whether to surrender to the dream dream? read more